The amount of personalized housing assistance will be reassessed every quarter during the implementation of this reform.
At the request of the National Family Allowance Fund, the government has decided to postpone the reform of personalized housing assistance to April 1 and no longer to January 1 as planned.
“The government has chosen to postpone the entry into force to April 1 to implement the reform with a better level of security and reliability for beneficiaries,” said Julien Denormandie, the minister responsible for the City and Housing.
This aid will benefit from a new calculation method. Previously, this aid was determined on the basis of income received two years before the current year. From April 1, the income for the last twelve months will be taken into account with a new calculation every quarter.
The frequency of this reassessment will now be based on that of the activity bonus, the disabled adult allowance or the active solidarity income (RSA).
The amount of the APL is also conditioned by the income and composition of the household, the location of the accommodation and the household assets. Its ceiling is currently 258.09 euros / month.
A measure that will allow the government to make significant savings. In general, the income received by a person is generally higher in the current year than that obtained two years earlier. According to projections, CAF should be able to save nearly 1.2 billion euros. Of the 6.5 million beneficiaries, 600,000 people are even at risk of leaving this system.
Winners and losers
According to Capital, the territory’s Ministry of Cohesion has just submitted a document with simulations to the National Housing Council. A reform that will obviously make winners and losers.
For an employee who has had identical income since 2017, the payment of his housing allowance will be identical. On the other hand, if his salary increases since 2018 his APL will experience a drop. Conversely: if his salary has decreased since 2018, then the aid paid will increase.
For the self-employed, the new calculation method should be favorable to former employees who have recently become self-employed and who often record a drop in income at the start. There will be no change, however, for those who have been self-employed for more than two years.
Similarly, for the unemployed for more than two years, this aid should not change. Things will change for those who have found a job in the meantime. The aid will be calculated on the basis of their salary and should therefore probably decrease. Conversely, the person who finds himself unemployed will see his allowance increase.
For retirees, if the person left before 2018, the APL will not change on April 1. On the other hand, if a person left in 2018 or 2019 with a modest retirement compared to their last salary, in principle, the aid will increase. If the amount of pension affected is roughly the same as the last salary, it will become a little more complicated. Thanks to a special regime until December 2020, there should be no change. After this date, they may decrease.
Finally, students should be the big winners of this reform. If they do not receive an income, if they are in apprenticeship or internship, the amount of their APL will remain unchanged with the reform.